# Philippines Expat Tools

> Free calculators and guides for foreigners in the Philippines: tourist visa extensions and Bureau of Immigration fees, overstay fines, the SRRV retirement visa deposit and fees, the ACR I-Card annual report, income tax under the TRAIN law, tax residency for foreigners, condo purchase taxes and the 40% foreign ownership cap, and cost of living in Manila, Makati, Cebu City, Davao and Baguio. Each tool runs in the browser with no sign-up, shows when its rules were last checked and lists its sources, marking secondary sources and estimates.

## Visa & immigration

- [Tourist Visa Extension Calculator](https://phexpattools.com/visa/visa-extension-calculator): From your arrival date, see your first deadline, each extension step, your maximum stay and the Bureau of Immigration fees along the way.
- [Overstay Fine Calculator](https://phexpattools.com/visa/overstay-fine-calculator): Count the months you have overstayed and the fine the Bureau of Immigration charges for them, plus what else you will owe.
- [SRRV Retirement Visa Calculator](https://phexpattools.com/visa/srrv-retirement-visa-calculator): Check your age and pension against the September 2025 SRRV rules and add up the deposit and fees for your first year.
- [ACR I-Card Annual Report Fee](https://phexpattools.com/visa/annual-report-fee-calculator): See whether you are inside the 60-day annual report window and what you pay if you report late.

## Money & tax

- [Tax Residency Checker](https://phexpattools.com/tax/tax-residency-checker): Find out whether the BIR treats you as a resident alien or a non-resident alien, and what that changes.
- [Philippines Income Tax Calculator](https://phexpattools.com/tax/philippines-income-tax-calculator): Estimate your yearly income tax under the TRAIN rates, the 8% option or the 25% non-resident rate, band by band.

## Living

- [Condo Purchase Cost Calculator](https://phexpattools.com/living/condo-purchase-cost-calculator): Add up capital gains tax, stamp tax, transfer tax and registration on a condo purchase, and see who usually pays each one.
- [Cost of Living Calculator](https://phexpattools.com/living/philippines-cost-of-living-calculator): Build a monthly budget in pesos for Manila, Makati, Cebu City, Davao or Baguio, for one person, a couple or a family.

## Guides

- [Philippines Visa Extension 2026: Fees and Timeline](https://phexpattools.com/guides/philippines-visa-extension-2026): How a 30-day visa-free stay in the Philippines becomes 59 days, then up to 36 months: each extension step, the Bureau of Immigration fees in the 2025 charter, the ACR I-Card and the exit clearance.
- [SRRV Retirement Visa 2026: New Deposit Rules Explained](https://phexpattools.com/guides/srrv-retirement-visa-2026): What changed in the Philippine SRRV retirement visa from September 2025: the new minimum age of 40, higher deposits for under-50s, the USD 1,500 application fee, dependants, annual fees and using the deposit for a condo.